– Prequalified for Walmart Card

Frequent customers of Walmart that are interested in applying for a Walmart Credit Card can apply online at  This offer is available to customers that received a mailer informing them they were pre-selected to apply for the card.

The next step is to complete the online application or complete the paper application attached to the mailer and return it in the mail prior to the promotion deadline.  In order to be approved to receive a card you will need to respond prior to the promotion deadline date.

Apply Online at
Walmart Card Offer Prescreen

To receive an instant decision on your acceptance customers should apply online at the Walmart credit card offer prescreen website that is advertised on the mailer.  When you visit the site you will need to enter your Walmart credit card Pre-approved Acceptance Number which is an 11 digit number highlighted on your offer letter.

The next step in the beginning of the application process is to enter your last name.  After entering in this preliminary information the site will display your personalized offer to receive the Walmart card.  There are still some basic personal information you will need to enter to complete the application process before you’ll be extended a line of credit.  

After finishing the Walmart instant credit card application you will receive a decision on your line of credit based on the credit information the site already has on you and the personal information you entered during the application.  It only takes about a minute or so to receive a response after your application is processed.  

Walmart Card Offer Prescreen – Cards Offered

There are two different types of Walmart cards that will be offered, the Walmart Preferred Customer Credit Card or the Walmart MasterCard. The Preferred Customer card is used only for Walmart purchases while the Walmart MasterCard can be used anywhere the MasterCard logo is accepted.

Walmart Card Benefits

No Annual Fee:  The first benefit is there is no annual fee with being a member.  

Gas Discount:  Consumers will enjoy 5 cents off per gallon when purchasing gas at Walmart gas stations.  

Special Financing:  Cardholders can utilize the special financing offers on purchases which consist of 6 to 24 months deals for in-store purchases.  Currently, depending on the amount of the purchase you’re making customers will receive no interest on items if they’re paid in full prior to their 6 to 24 month financing date deadlines.  

Cash Withdrawal: Cardholders can enjoy are the option to request up to $100 cash from a Walmart register/cashier.  

FICO Score:  A free FICO score is provided to members when they enroll in electronic statements.  

Fraud protection: Fraud protection is automatically available on cards that will reset if fraudulent charges are made.  



How do I activate my Walmart credit card?

Here's how to activate your Walmart® Credit Card by phone:Call 1-877-362-5952.Press “1” for general card inquiries.Enter your card number, followed by “#.”Tell the representative your name, phone number and Social Security number.Mar 6, › answers › › answers › how-do-i-activate-my-walmart-credit-card-2...How to Activate Your Walmart Credit Card - WalletHub

Where can I pay my Walmart credit card?

Make a Payment in Store: Walmart Credit Cards. You can make a payment to your account in any Walmart store at the Customer Service desk. If you are a Sam's Club member, you can make a payment at any Sam's Club location. Payments made in a store will be posted within 24-48 hours of the transaction.

What credit score do you need for Walmart credit card?

Make sure your credit score is 640 or higher. Otherwise, your chances of instant approval for the Walmart Store Card are slim to none. You will need a credit score of 700+ to qualify for the Mastercard version.

Does Walmart have a rewards program?

Branded as 3-2-1 Save, Walmart contends the new program offers shoppers a simplified rewards value proposition and brings even more value to the everyday purchases customers make using the Walmart family of credit and prepaid cards, issued and administered by Synchrony Bank and Green Dot Bank.

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