If you lately got in the e-mail a credit card suggestion from Discover for their Discover IT card make use of the advantage of the offer and apply online. The message you got shows that you are either pre-qualified or pre-authorized for a Discover IT card.
Your following stage will be an application process and verification whether you can prolong a credit limit with Discover.
However, you should abide by every step of the instruction in your message or just fill in the blanks on the online application. There is a 23 digit number on the letter called an invitation number that will be the first bit of information that the online application asks for.
Since you’ve been pre-qualified already much of your personal information that is needed to receive a Discover card is already known and you will simply need to continue through the short application process.
A main beneficial for cardholders is the Discover IT does not demand a yearly pay for using the card. There are also no over the limit fees, no variable interest rate, and for your first payment there is no late pay fees. Additional perks that cardholders can expect is a free FICO Credit Score which will be available inside your online account or attached to your monthly statement. If there are fraudulent charges assessed to your account the $ 0 Fraud Liability Guarantee will free you of responsibilities.
If you accept for a card and prolong a credit limit there are a few important moments of using the Discover IT card that is profitable to the ordinary cardholder. The card offers rewards features including 5% cash back in various categories which switch up every quarter. You will also receive 1% cash back on all other purchases. Many of the rewards can be used at Amazon.com during checkout. These values are immediately available after you sign up for a card.
If you are an attempt to restore your credit or maybe this is your first possibility to get a credit card take into consideration the Discover IT card.